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Insurance for Entrepreneurs

Nonprofit and Social Services
Guidance on how to buy the right nonprofit and social service insurance at the right cost.


Why Is Sexual Abuse Coverage More Expensive in 2025?
In 2025, businesses and organizations seeking sexual abuse coverage are facing a stark reality: higher premiums, lower limits, and more...
Daryl Henry
Mar 103 min read
3 views
0 comments


Why Is Umbrella Insurance Coverage More Expensive in 2025?
Umbrella insurance coverage is becoming more expensive in 2025. Many of the people buying Business Insurance in Frederick are wondering...
Daryl Henry
Mar 72 min read
49 views
0 comments


How Much Does General Liability, Professional Liability, and Abuse and Molestation Insurance Cost for Service Providers for Intellectually and Developmentally Disabled Individuals?
The insurance programs for service providers catering to individuals with intellectual and developmental disabilities (IDD) share many...
Daryl Henry
Mar 54 min read
17 views
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Insurance Guide for Intellectually and Developmentally Disabled Service Providers: Liability and Workers Compensation
This article will give you a guide on the kinds of insurance you need to buy as a service provider to the intellectually and...
Daryl Henry
Feb 255 min read
9 views
0 comments


Insurance Guide for Home Health Agencies: Liability and Workers Compensation
Running a home health agency is all about helping people live their best lives in the comfort of their own homes. This is something...
Daryl Henry
Jan 304 min read
14 views
0 comments


How Legal Trends are Impacting Substance Use Disorder Liability Insurance, Daycares, Social Services and Their Insurance
Every year, when I read the Zywave Marketplace Report, I try to connect the macroeconomic insights in the report with the microeconomic...
Daryl Henry
Jan 284 min read
10 views
0 comments


How One Addiction Treatment Program Saved 50% on Workers Compensation Insurance
I’m excited to share a story that shows how one simple change can save a business a ton of money on workers' compensation insurance. It’s...
Daryl Henry
Jan 83 min read
3 views
0 comments


What Nonprofits and Social Services Should Expect from Insurance in 2025
What Nonprofits and Social Services Should Expect from Insurance in 2025 I finished reading the Zywave Marketplace Report. Most people...
Daryl Henry
Jan 66 min read
25 views
0 comments
The 4 Greatest Challenges to Running a Non-Profit or a Business
A while back, I asked a Nonprofit leader what he saw as the 4 greatest challenges to running a nonprofit. His answer is the basis for...
Daryl Henry
Jan 54 min read
1 view
0 comments


How do I know I’m getting the best deal on insurance for my business?
What you’re trying to do is maximize your odds of success. You do that by running a great negotiation system.
Daryl Henry
Dec 11, 20244 min read
20 views
0 comments


What The Heck is Terrorism Coverage?
What is Terrorism Coverage? I usually get this coverage right as a customer is signing the paperwork to buy their policies. Customers...
Daryl Henry
Nov 30, 20244 min read
2 views
0 comments


4 Facts about Independent Contractors That Impact your Risk and Insurance
It doesn’t matter the kind of business that I’m working with, Independent Contractors create confusion. Counseling Organizations will...
Daryl Henry
Nov 30, 20243 min read
1 view
0 comments


Top 8 Most Painful Workers Compensation Audit Surprises
There aren’t many pleasant parts of the insurance transaction. I measure it based on degrees of pain. In my opinion, workers...
Daryl Henry
Nov 30, 20244 min read
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Auto Insurance for Social Services – The Quickest Way You’ll Have a $1,000,000 claim
I don’t mean to sound like an alarmist… but I actually do. My job is to help educate social service organizations about the possible...
Daryl Henry
Nov 30, 20244 min read
2 views
0 comments


Kindness is Free, and it Makes Your Business More Profitable
Lessons from Mastering Civility: A Manifesto for the Workplace  by Christine Porath I found this book a couple of years ago when reading...
Daryl Henry
Nov 30, 20245 min read
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0 comments


2024 Insurance Renewal Gameplan for Social Services
Now that I’ve read through the 2024 Zywave Market report, it’s time to spend a little time digesting what it means for Social Service...
Daryl Henry
Nov 30, 20245 min read
1 view
0 comments


6 Steps to Building a Repeatable System
There are only 24 hours in a day. Everyone must play by this rule. I’ve tried to cheat this rule every way I know how. Sleep less. Cut...
Daryl Henry
Nov 27, 20245 min read
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7 General Liability Issues Social Service Organizations need to understand
General Liability is the cornerstone liability insurance coverage. Everything else is built on top of it. Understanding the basic tenets...
Daryl Henry
Nov 27, 20245 min read
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0 comments


11 Insurance Coverages Medication Assisted Treatment Programs Shouldn’t forget
Medication Assisted Treatment (MAT) programs have become an integral part of addiction recovery. These programs combine the use of...
Daryl Henry
Nov 27, 20243 min read
1 view
0 comments


3 High Profile Cyber Incidents and What You Need to Learn From Them
There are three stores about Cyber hacks that have been a paradigm shift for me. The purpose of this article is to share those...
Daryl Henry
Nov 27, 20243 min read
3 views
0 comments
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